With cash strategies provided by Raymond James and lending solutions provided through Raymond James Bank, you can enjoy all of the features and convenience you're used to, with the personal service of someone you trust and who truly understands your life needs and financial objectives. Our comprehensive suite of cash management and lending solutions can address both your short-term and long-term needs to ensure that we are continuously working to fulfill your financial goals.

Cash Strategies

Offered through Raymond James

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Cash Strategies
Consulting

We partner with consultants to design a cash strategy that aligns with your needs for liquidity, safety and return

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Capital Access

An everyday cash management account that offers flexibility and accessibility, from purchasing investments to paying bills and managing daily expenses

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Cash Sweeps

Programs that maximize FDIC insurance and allow your cash to earn interest while keeping it accessible

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Credit Cards

Cards to suit everyday consumers, businesses and high-net-worth individuals


Lending Solutions

Offered through Raymond James Bank except where otherwise noted

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Securities backed
lending options

A flexible line of credit using eligible assets in one or more Raymond James accounts

  • Securities Based Lending (SBL)
  • Margin accounts (offered through Raymond James)
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Structured
Lending

Customized credit solution for uniquely qualified clients that provides easy access to liquidity

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Residential
Lending

A wide variety of mortgage loans and programs in all 50 states

  • Jumbo and confoming loans
  • Fixed rate and Adjustable rate
  • A streamlined Private Wealth Mortgage channel for qualifying clients
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Other
Lending

Loans designed to suit a variety of needs

  • Commercial Real Estate
  • Corporate (C&I)
  • Aircraft, art/collectibles, and small business (offered through third parties)
Opportunity knocks when you least expect it. We can help you find the right cash management, banking or lending option to achieve your financial objectives.